Choose Your Investments
Schwab Personal Choice Retirement Account® (PCRA)
How PCRA Works

Complete all forms required by your employer to open this account.

  • Complete the online PCRA Account Application located on after you have enrolled in your plan.

  • Once your PCRA is approved and opened, transfer funds from your existing investments into your PCRA.

  • You can place trade orders in your PCRA as often as you like – online through or by calling a Schwab PCRA representative at
How to Enroll
My 401(k) Plan
Investment Basics
Choose Your Investments
Schwab Managed Retirement
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Plan-Selected Funds
Schwab Personal Choice Retirement
  Account® (PCRA)
What is PCRA?
How PCRA Works