workplace.schwab.com | www.humana.com
Glossary
Investment Style

Investment style refers to the way a fund's manager selects investments for the fund's portfolio. Understanding a fund's style and the inherent risk that style carries can help you determine whether that fund should play a role in your asset allocation strategy.

Blend

Blend investing combines growth and value styles. In general, blend funds are less volatile than pure growth funds and more volatile than pure value funds. An investor with a long-term time horizon who wants to diversify between growth and value styles may find blend funds to be an appropriate choice.

Growth

A growth fund manager looks for companies with the potential to outpace a sector or the market as a whole in terms of revenues or earnings. These companies may be volatile. Stock in these companies may be vulnerable to occasional corrections when earnings growth does not meet expectations. Growth funds may be suitable for investors with a high tolerance for risk and a long-term time horizon.

Value

Value fund managers who pursue a value strategy seek stocks of companies that are temporarily out of favor with investors and whose market prices are therefore lower than their perceived intrinsic values. This investment style focuses on low price/earnings and price/book ratios compared to a company's normal range or its industry's normal range. Value funds may be appropriate for investors who are concerned about volatility in their portfolios.

How to Enroll
Welcome
My 401(k) Plan
Principles of Investing
Investment Basics
Disclaimers
Glossary Terms
12b-1 Fees
Bond Mutual Funds
Certificates of Deposit
Composition
Corporate Bonds
CRSP 6-10 Index
Expense Ratio
Fixed Annuities
Growth of $10,000
Historical Return Rating
Historical Risk
Ibbotson U.S. Intermediate-Term Government
       Bond Index

Ibbotson U.S. 30-day Treasury Bill Index
Inception Date
International Stocks
Investment Style
Large Capitalization Stocks (Large-Cap)
Lehman Brothers Aggregate Bond Index
Market Capitalization
MSCI® EAFE Index
Money Market Funds
Morningstar Category
Morningstar Rating (Risk-adjusted Rating)
Municipal Bonds
Prospectus
Russell Indexes
Russell 1000® Growth Index
Russell 1000® Value Index
Russell 2000® Index
Russell 2000® Growth Index
Russell 2000® Value Index
Sector Weightings
Small Capitalization Stocks (Small-Cap)
S&P 500® Index
S&P Global Industry Classification Standard
       (GICS)

Stock Mutual Funds
Top 10 Holdings
Treasury Bills (T-Bills)
U.S. Government Bonds
Variable Annuities